Privacy Policy

Information We Collect

Personal Information

When you use our net worth calculation services, we collect information that you voluntarily provide to us. This includes your name, email address, phone number, and financial information necessary for accurate calculations. We also collect demographic information such as age, location, and occupation when relevant to your net worth analysis.

Financial Data

To provide accurate net worth calculations, we collect details about your assets and liabilities. This may include property values, investment account balances, savings amounts, debt information, and income details. All financial data is encrypted and stored securely using industry-standard protocols.

Technical Information

• IP address and browser information
• Device type, operating system, and screen resolution
• Pages visited and time spent on our platform
• Cookies and similar tracking technologies
• Login times and frequency of use

How We Use Your Information

lunetharymos uses your personal information to provide, maintain, and improve our net worth calculation services. We analyze your financial data to generate accurate reports, track changes over time, and provide personalized recommendations for improving your financial position.

• Calculate and display your current net worth
• Track changes in your financial position over time
• Send you important updates about your account
• Provide customer support and technical assistance
• Improve our platform functionality and user experience
• Ensure security and prevent fraudulent activity

Information Sharing and Disclosure

lunetharymos does not sell, rent, or lease your personal information to third parties. We may share limited information only in specific circumstances outlined below, and always in compliance with Australian privacy laws including the Privacy Act 1988.

Service Providers

We work with trusted third-party service providers who help us operate our platform. These providers may have access to your information only to perform specific tasks on our behalf and are contractually bound to keep your information confidential and secure.

Legal Requirements

We may disclose your information if required by law, court order, or government regulation. This includes compliance with Australian tax reporting requirements, anti-money laundering laws, or responding to valid legal requests from law enforcement agencies.

Your Rights Under Australian Privacy Law

Under the Australian Privacy Act 1988, you have several rights regarding your personal information. We're committed to helping you exercise these rights and maintaining transparency about our data practices.

Access and Correction

You have the right to access the personal information we hold about you and request corrections if the information is inaccurate or incomplete. To request access or correction, contact us using the details provided at the end of this policy.

Data Portability

You can request a copy of your financial data in a structured, commonly used format. This allows you to transfer your information to another service provider if you choose to stop using lunetharymos.

• Request access to your personal information
• Correct inaccurate or incomplete data
• Delete your account and associated data
• Restrict processing of your information
• Export your data in a portable format
• Lodge a complaint with the Privacy Commissioner

Data Security and Protection

Protecting your financial information is our top priority. We implement multiple layers of security to safeguard your data against unauthorized access, alteration, disclosure, or destruction.

Technical Safeguards

• 256-bit SSL encryption for all data transmission
• Advanced firewall protection and intrusion detection
• Regular security audits and penetration testing
• Multi-factor authentication for account access
• Automated backup systems with encryption

Administrative Safeguards

Our staff undergoes regular privacy and security training. Access to your personal information is limited to employees who need it to perform their job duties. All employees sign confidentiality agreements and are subject to disciplinary action for privacy violations.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and comply with legal requirements. Financial calculation data is typically kept for seven years in accordance with Australian tax and business record-keeping requirements.

Account Deletion

If you choose to delete your account, we will remove your personal information from our active systems within 30 days. Some information may be retained in backup systems for up to 90 days before permanent deletion. Legal or regulatory requirements may require us to retain certain information for longer periods.

Inactive Accounts

Accounts that remain inactive for more than three years will be automatically scheduled for deletion. We'll send you email notifications before deleting inactive accounts, giving you the opportunity to reactivate your account if desired.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to improve your experience and analyze how our platform is used. Cookies are small text files stored on your device that help us remember your preferences and provide personalized features.

Types of Cookies We Use

• Essential cookies for platform functionality
• Performance cookies to analyze usage patterns
• Preference cookies to remember your settings
• Security cookies to protect against fraud

You can control cookie settings through your browser preferences. However, disabling certain cookies may affect the functionality of our net worth calculation tools.

Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we'll notify you by email and post a notice on our website at least 30 days before the changes take effect.

Minor changes, such as clarifications or formatting updates, may be made without advance notice. We encourage you to review this policy periodically to stay informed about how we protect your information.